Terms of Service

Acceptance of terms

By accessing or using https://www.afflueno.com (the "Site"), operated by Afflueno, you agree to these Terms of Service. If you do not agree, please do not use the Site.

Use of the Site

You may use the Site for personal, non-commercial purposes. You agree not to misuse the Site — including attempting to disrupt its operation, scraping content at scale without permission, or using it for any unlawful purpose.

No financial, legal, or tax advice

Content on Afflueno is provided for general informational and educational purposes only. It is not personalized financial, legal, tax, or investment advice, and should not be relied on as a substitute for advice from a licensed professional who knows your specific situation. See our full disclaimer.

Intellectual property

Unless otherwise noted, articles, graphics, and other content on the Site are owned by Afflueno or its licensors and protected by copyright and other intellectual property laws. You may share links to our content and quote brief excerpts with attribution; you may not republish, redistribute, or create derivative works from our content without permission.

Third-party links

The Site may link to third-party websites and services. We don't control those sites and aren't responsible for their content, accuracy, or privacy practices. Some outbound links may be affiliate links — see our affiliate disclosure.

Advertising

The Site displays advertising, including through Google AdSense. Ads are served by Google and its advertising partners, who may use cookies to personalize the ads you see — see our privacy policy for details and how to opt out. Displaying an ad for a company or product is not an editorial endorsement of it.

Disclaimer of warranties

The Site and its content are provided "as is" without warranties of any kind, express or implied. We do not guarantee that the Site will be error-free, uninterrupted, or that any information is complete, accurate, or current — financial products, rates, and rules change, sometimes without notice.

Limitation of liability

To the fullest extent permitted by law, Afflueno and its team are not liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content, including financial decisions made based on information found here.

Changes to these terms

We may update these Terms from time to time. Continued use of the Site after changes take effect means you accept the revised Terms.

Governing law

These Terms are governed by the law applicable to Afflueno's operations, without regard to conflict-of-law principles. If you have a question about which law applies to a specific dispute, contact us using the details below.

Contact us

Questions about these Terms? Email hello@afflueno.com or visit our contact page.