FIRE

FIRE Calculator

Find your FIRE number and the age you could reach financial independence based on your spending, savings and investment returns.

yrs
$

In today's money.

$
$
$
%

4% is the classic rule; 3–3.5% is more cautious for retirements longer than 30 years.

%

Your FIRE number

$1,125,000

Financially independent at

Age 52 (22 yrs)

Savings rate

29%

Invested balanceFIRE number
3052

All figures are in today's money (real returns). The safe withdrawal rate comes from historical US market studies and is not a guarantee; sequence of returns, fees, taxes and healthcare costs can change the answer a lot.