UK ISA allowance
ISA Allowance Tracker
Track how much of your £20,000 ISA allowance you've used across Cash, Stocks & Shares, Lifetime and Innovative Finance ISAs this tax year.
£
£
£
Max £4,000 a year; counts towards the £20,000.
£
Allowance left
£15,000
Used so far
£5,000 of £20,000
To use it all by 5 April
—
Cash · 15%Stocks & Shares · 10%Lifetime · 0%Innovative Finance · 0%Remaining · 75%
Coming change: from 6 April 2027, under-65s will be able to put a maximum of £12,000 a year into Cash ISAs. The overall £20,000 allowance stays the same, with the rest available for Stocks & Shares ISAs.
2026/27 allowance (6 April to 5 April). Unused allowance doesn't roll over. Money you withdraw only frees up allowance again if your ISA is "flexible" — check with your provider. Transfers between ISAs don't use allowance.
Sources · figures checked 2026-09-24
