TFSA contribution room
TFSA Contribution Room Calculator
Estimate your 2026 TFSA contribution room from your birth year, residency, contributions and past withdrawals.
Use 2009 or earlier if you've always lived in Canada.
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Withdrawals are added back to your room on 1 January the following year.
Your 2026 contribution room
$69,000
Room earned since you became eligible
$109,000
Eligible from
2009
| 2009 | $5,000 |
| 2010 | $5,000 |
| 2011 | $5,000 |
| 2012 | $5,000 |
| 2013 | $5,500 |
| 2014 | $5,500 |
| 2015 | $10,000 |
| 2016 | $5,500 |
| 2017 | $5,500 |
| 2018 | $5,500 |
| 2019 | $6,000 |
| 2020 | $6,000 |
| 2021 | $6,000 |
| 2022 | $6,000 |
| 2023 | $6,500 |
| 2024 | $7,000 |
| 2025 | $7,000 |
| 2026 | $7,000 |
An estimate. Your official room is in CRA My Account (it may not include this year's transactions yet). Room builds from the year you turn 18 and hold a valid SIN while resident in Canada; some provinces have an age of majority of 19 but room still starts at 18.
Sources · figures checked 2026-09-24
