UK take-home pay
UK Take-Home Pay Calculator
Work out your 2026/27 UK take-home pay after Income Tax, National Insurance, student loan and pension salary sacrifice.
£
%
Salary sacrifice reduces tax and NI. Use 0 if your pension is relief-at-source.
Take-home per month
£2,573
Take-home per year
£30,880
Deductions as % of salary
17.8%
Take-home · 77%Income Tax · 13%National Insurance · 5%Student loan · 0%Pension · 5%
| Personal Allowance | £12,570 |
| Pension (salary sacrifice) | £2,000 |
| Income Tax | £5,086 |
| National Insurance | £2,034 |
| Student loan repayments | £0 |
| Take-home, monthly | £2,573.30 |
| Take-home, every four weeks | £2,375.35 |
| Take-home, weekly | £593.84 |
2026/27 rates for England, Wales and Northern Ireland, on the standard 1257L tax code. Scotland has different income tax bands, so this isn't accurate for Scottish taxpayers. Doesn't include benefits in kind, the Marriage Allowance or other income.
Sources · figures checked 2026-09-24
